Have you ever considered buying a home with a homeowner’s association (HOA)? If you have then you’ve likely heard that there are benefits and downfalls. But if you haven’t you may be wondering what being a part of HOA means for you. While many people love this type of arrangement, HOA’s are not for everyone. […]
About Sophia Peterson
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Entries by Sophia Peterson
When applying for a home loan, one of the pieces of documentation your lender needs from you is verification of employment. Your lender is combing through your finances to make sure you’re a good candidate for a home loan and your employment is a big part in determining that. But what is verification of employment […]
When applying for a home loan, mortgage lenders take careful time to review your finances before approving your loan. This is to make sure you have enough money for a down payment and that you’re able to make your monthly payments. Part of how they do this reviewing your statements. Here are the items mortgage […]
Check out highlights from the Holiday Client Appreciation Party hosted by The Fornerette Team at Guild Mortgage. You may also like: Client Appreciation Event: Pumpkin Patch at Double R Farms
One of the largest benefits of owning a home is the opportunity to build equity. Home equity is the percentage of your home’s value that you own, and is a crucial part in building wealth through ownership. Here are 5 smart ways to build equity. 5 Smart Ways to Build Equity Make a larger down […]
Guild Tacoma Branch spotlights one employee every month to talk about their position, passions, and hobbies. This month’s spotlight employee is Sara Bublitz. Interviewer: What is your position? Sara Bublitz: I am a loan processor on Keri Reyes’ team. I do work with loan officers: MK Bruce and John Cassels. I review new loans, look […]
If you are in the process of buying a home, you may have heard that it’s important to lock in a low mortgage interest rate, also referred to as a mortgage rate. The mortgage rate is the rate of interest charged by a mortgage lender. But what determines a mortgage rate? What Determines a Mortgage […]
Amid the excitement of the home buying process, don’t forget to pay attention to the neighborhood. As much as you love what’s on the inside of your new home, disliking the neighborhood can make your living situation uncomfortable and potentially unbearable. Here are some tips on how to find the perfect neighborhood. How to Find […]
If you’ve lived in your home for a while, you’ve probably considered refinancing. The number one reason that many people refinance is to get a lower interest rate. A lower rate equals lower payments, which means you’ll ultimately save thousands of dollars in the long run. Here are the main benefits to refinancing your mortgage. […]
With the holidays just around the corner, this season calls for a lot of gatherings. Instead of being stressed about how you’re going to host multiple sets of people over at your home in a tight time frame, let’s look at the 5 tips to simplify entertaining. 5 Tips to Simplify Entertaining Make room With […]
When you’re looking to buy a home, you’re hyper focused on your money. You’re trying to save every last penny to reach your down payment and closing costs. So before you get a part time job, take a look at these 4 unexpected money leaks. They could be costing you hundreds of dollars a month. […]
If you’re a home buyer, you’ve likely toyed with the idea of buying a new construction home. But maybe you’ve quickly moved past the idea because you don’t know much about new construction. Here are 6 major benefits of buying a brand new home. 6 Benefits of Buying a Brand New Home Personalization The biggest […]
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The Fornerette Team at Guild Tacoma Branch is committed to providing their clients with the highest level of service. Our mission and passion is to work with home buyers to fulfill the dream of home ownership. We build lasting relationships that create value and stand the test of time.
Guild Mortgage Company is an Equal Housing Lender; CO NMLS 3274. Branch NMLS 273749. Michael Fornerette NMLS 121193. The information provided herein has been prepared by a third party and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax adviser for full eligibility requirements on tax deduction.