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10 Commandments of Buying a Home – As Told By Memes

Buying a home can be a complicated process. From staying away from opening new lines of credit right before closing to steering clear of co-signing with another person, there are rules to help guide you to a successful closing. To ensure a smooth home buying process make sure to follow these 10 commandments of buying a home.

Commandment 1: Thou shalt not change jobs, become self-employed or quit your job.

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Commandment 2: Thou shalt not buy a car, truck or van (or you may be living in it!)

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Commandment 3: Thou shalt not use credit cards excessively or let current accounts fall behind.

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Commandment 4: Thou shalt not spend money you have set aside for closing.

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Commandment 5: Thou shalt not omit debts or liabilities from your loan application.

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Commandment 6: Thou shalt not buy furniture on credit.

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Commandment 7: Thou shalt not originate any inquiries into your credit.

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Commandment 8: Thou shalt not make large deposits without checking with your loan officer.

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Commandment 9: Thou shalt not change bank accounts.

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Commandment 10: Thou shalt not co-sign a loan for anyone.

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The Fornerette Team at Guild Tacoma Branch is committed to providing their clients with the highest level of service. Our mission and passion is to work with home buyers to fulfill the dream of home ownership. We build lasting relationships that create value and stand the test of time.

Guild Mortgage Company is an Equal Housing Lender; CO NMLS 3274. Branch NMLS 273749. Michael Fornerette NMLS 121193. The information provided herein has been prepared by a third party and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.